1.1 About your Plan

The Régime de retraite du personnel des CPE et des garderies privées conventionnées du Québec (the Plan) was set up to contribute to your financial security by providing you with a pension payable for life from your retirement date. The Plan is administered by a pension committee, which acts as its trustee. The pension committee has delegated many of its tasks and responsibilities to TELUS Health, which was named appointed Plan administrator.

We are pleased to present this Members’ Reference Guide, which was prepared in collaboration with the appointed Plan administrator, to help you better understand the Plan's main provisions. It therefore includes information on Plan eligibility, membership, contributions, benefits, retirement, and the various life events that may have an impact on your Plan membership.

Questions and Answers sections have been included throughout this guide to complement the information provided. It also contains useful information capsules on various important Plan processes or aspects. The Plan administration section contains Plan administration information. To help you become familiar with the terms used in this guide, please refer to the Mini Dictionary, which contains all the definitions you may need.

Although the Plan’s objective is to provide you with a major source of retirement income, we suggest that you also plan for income from other sources. The appendix entitled Other sources of retirement income contains useful information on this topic.

Need additional information? Please go to the last page of the guide, which provides contact information for the Plan administrator, the appointed Plan administrator, and the pension committee.

Please take a few minutes to look through this reference guide as well as the other sections of the My Retirement portal (https://rrcpegq.hroffice.com). We also suggest that you share this information with your family. If questions remain after reading this document, do not hesitate to contact the Plan administrator.

Have a good read!

The pension committee